RichardGroat.com Terms of Service

Effective Date: [Insert Date]

Welcome to richardgroat.com, a website operated by Rich Groat, an independent affiliate representative. By accessing or using this website, you agree to the following Terms of Service. If you do not agree, please do not use this site.

1. Use of Site

This site provides general information about small business funding options and allows users to request free resources and connect with potential funding providers. You agree to use this site only for lawful purposes and not to misuse or disrupt the site’s functionality.

2. No Financial Advice

The content on this site is provided for informational purposes only. It does not constitute financial, legal, or tax advice. Rich Groat is not a lender or financial advisor. Any decisions you make based on information here are your responsibility.

3. Affiliate Disclaimer

This site is operated by an independent affiliate. We may receive referral compensation if you choose to work with one of our funding partners. However, we do not guarantee approval, rates, or terms. All financing is subject to underwriting by third-party providers.

4. User Submissions

By submitting your information through this website, you:

• Confirm that the information is accurate to the best of your knowledge

• Authorize us to contact you by email, phone, or SMS

• Agree that your information may be shared with trusted third-party funding partners for the sole purpose of evaluating funding options

5. Intellectual Property

All content on this site, including text, graphics, and branding, is the property of Rich Groat unless otherwise noted. You may not copy, reproduce, or distribute any content without written permission.

6. Limitation of Liability

Rich Groat is not liable for any damages resulting from your use of this site, including delays or outcomes related to third-party funding services. We provide no warranties or guarantees regarding funding availability or results.

7. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with the effective date. Your continued use of the site means you accept the updated terms.

8. Governing Law

These Terms are governed by the laws of the state of New Hampshire, without regard to conflict of law principles.

9. Contact

If you have any questions about these Terms, please contact:
Rich Groat
📧 workwithrichgroat@gmail.com